Housing Rights and Resources

Learn about resources to help you stay in your home.

September 8, 2021

Eviction and Foreclosure Moratorium

There is a moratorium on evictions in New York State until January 15, 2022. Tenants seeking protection from eviction must submit a Hardship Declaration form, indicating that they experienced a financial hardship during COVID-19 (from March 7, 2020 to January 15, 2022). Landlords are required to serve a copy of the Hardship Declaration on the tenant in the tenant’s primary language along with any other type of notice required by lease, agreement, or law, prior to initiating an eviction proceeding. Landlords can evict tenants who do not submit a hardship declaration, as well as tenants that are proven to have caused significant damage to the property or have been persistently and unreasonably engaging in behavior that substantially infringes on the use and enjoyment of other tenants or causes a substantial safety hazard to other tenants. Tenants are also protected from eviction if they have an application pending for rental assistance under the ERAP program, as eviction cases must be paused when a rental assistance application is pending, until there is a final determination made on the rental assistance application.

There is also a moratorium on residential foreclosure proceedings and tax lien sales until January 15, 2022. Homeowners and small landlords who own 10 or fewer residential dwellings can file Hardship Declarations with their mortgage lender, other foreclosing party, or a court that would prevent a foreclosure.

Tenants seeking to use the eviction moratorium must submit a hardship declaration and/or submit a rental assistance application under the ERAP program. The hardship declaration is a document explaining the source of the hardship. Hardship Declarations in both eviction and foreclosure matters are available in English and Spanish via the NYS Unified Court System. For assistance submitting your hardship declaration form or other rental support, see the resources below.

Financial Resources

  • New York State Emergency Rental Assistance
    Apply Online
  • Hudson Roots
    Partnership between the City of Hudson and St. Catherine's Center for Children. Through Hudson Roots, St. Catherine's offers streamlined case management for Hudson residents seeking support with back rent, rental subsidies, and re-housing expenses. For households that may not be eligible for existing sources of assistance like DSS, and Hudson Roots has an emergency relief fund for low and moderate-income Hudson households (at 80% AMI or below) at risk of displacement due to financial hardship.
    Interested residents should contact Dave Healy via phone: (518) 728-7239, or email: dhealy@st-cath.org.
  • Department of Social Services (DSS)
    DSS provides support for back rent, threat of eviction, and/or security deposits. Recipients of Temporary Assistance contact your Temporary Assistance worker by phone or in person. If you are not receiving Temporary Assistance and have an emergency need, apply for Emergency Assistance at DSS.
    518-828-9411 or 25 Railroad Avenue, Hudson NY
  • Community Action of Greene County (CAGC)
    CAGC provides rental assistance and backrent: 518-943-9205
  • St Catherine's
    Rapid re-housing, homeless prevention, and rental assistance: 518-337-7021 or kproper@st-cath.org
  • Galvan Housing Resources
    Foreclosure prevention services, housing counseling, and home repair grants: 518-822-0707 x15 or mortgagehelp@galvanfdn.org
  • Emergency Assistance and Neighbor to Neighbor Grants
    Apply for emergency assistance help with overdue utilities, medical bills, short-term housing costs, and transportation problems. Contact Columbia Opportunities at 518-828-4611 or Catholic Charities at 518-828-8660.
  • HomeSave
    This foreclosure prevention initiative helps homeowners prevent and solve problems with delinquent or costly mortgages.
  • Assistance for homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic.
  • RUPCO Homeownership Classes
    Learn more

Home Maintenance

  • Columbia County Department of Health Healthy Neighborhoods Program
    Safety inspection, referrals, and free products
  • Columbia Opportunities
    Weatherization Assistance Program
  • Home Energy Assistance Program (HEAP)
    Columbia Opportunities: 518-828-4611
    Office of the Aging - 518-828-4258
    Department of Social Services - 518-828-9411
    Eligible households can receive up to $3,000 to help repair or replace your furnace, boiler, and other direct heating equipment necessary to keep your home’s primary heating source working. Eligible households can receive up to $400 for energy efficiency services, which includes the cleaning of primary heating equipment, but may also include chimney cleaning, minor repairs, installation of carbon monoxide detectors or programmable thermostats, if needed, to allow for the safe, proper and efficient operation of the heating equipment.
  • Home Repair Grant - Apply


There are several affordable housing providers in Columbia County that offer below-market housing.

  • Crosswinds At Hudson
  • Highpointe at Chatham Senior Apts
  • Hudson Homesteads
  • Richardson Hall
  • Philmont Terrace
  • Valatie Woods
  • Chatham Manor
  • Schuyler Court Apartments
  • Dawnwood Apartments
  • John Funk Village
  • Paul Raihofer Senior Village
  • Palatine Manor
  • Greenport Manor
  • Hudson Terrace Apartments
  • Providence Hall
  • Bliss Towers
  • Columbia Apartments Family Hudson
  • Habitat for Humanity
  • Mental Health - Greenport Gardens
  • Galvan Foundation

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Learn more about my affordable housing efforts, including anti-displacement, policy, new resources, and services for people without homes.